.bank-section {
  margin-top: 0;
  padding-top: 0;
  border-top: 0;
}

.prep-bank-heading {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 6px;
}

.prep-bank-heading h2 {
  margin: 3px 0 0;
}

.prep-bank-note {
  margin: 5px 0 0;
  color: #66758a;
  font-size: .86rem;
}

.prep-inline-back {
  flex: 0 0 auto;
  white-space: nowrap;
}

.bank-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin: 20px 0 8px;
}

.prep-tool-grid {
  margin-top: 10px;
}

.bank-loading {
  grid-column: 1 / -1;
  margin: 0;
  color: #6b7789;
}

.bank-card {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: stretch;
  min-height: 230px;
  padding: 20px;
  border: 1px solid #d5dde7;
  border-radius: 16px;
  background: #fff;
  text-align: left;
  transition: transform .16s ease, border-color .16s ease, box-shadow .16s ease;
}

.bank-card:hover,
.bank-card:focus-visible {
  transform: translateY(-2px);
  border-color: #9a6d17;
  box-shadow: 0 12px 28px rgba(50, 42, 25, .09);
  outline: none;
}

.bank-card.selected {
  border-color: #1e4f8a;
  box-shadow: inset 0 0 0 1px #1e4f8a;
  background: #f8fbff;
}

.bank-card.locked {
  background: #fbfbfc;
}

.bank-card.paid-access {
  border-color: #cad8e8;
  background: #fcfdff;
}

.prep-tool-card {
  cursor: pointer;
  border-color: #cfd9e6;
  background: #fbfdff;
}

.bank-card.unavailable,
.bank-card.unavailable:hover,
.bank-card.unavailable:focus-visible {
  transform: none;
  border-color: #dde3ea;
  box-shadow: none;
  background: #f7f8fa;
  cursor: not-allowed;
  opacity: .72;
}

.bank-card.unavailable .bank-action {
  color: #7b8797;
}

.bank-card-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 12px;
}

.bank-title {
  font-size: 1.12rem;
  font-weight: 850;
  line-height: 1.35;
  color: #172233;
}

.bank-tier {
  flex: 0 0 auto;
  display: inline-flex;
  padding: 5px 9px;
  border-radius: 999px;
  background: #edf2f7;
  color: #4b596b;
  font-size: .72rem;
  font-weight: 850;
  letter-spacing: .02em;
  text-transform: uppercase;
}

.bank-tier.free {
  background: #e9f6ee;
  color: #2f7248;
}

.bank-tier.standard {
  background: #fff3d8;
  color: #815d16;
}

.bank-tier.premium {
  background: #ece8f8;
  color: #5d4a8d;
}

.bank-tier.tool {
  background: #eaf1f8;
  color: #315a8f;
}

.bank-meta {
  display: grid;
  gap: 7px;
  margin-top: 18px;
  color: #657286;
  font-size: .88rem;
}

.bank-meta span {
  display: flex;
  align-items: center;
  gap: 7px;
}

.bank-meta .verified {
  color: #34724d;
  font-weight: 700;
}

.bank-meta .unverified {
  color: #9a4b36;
  font-weight: 700;
}

.bank-explanation {
  margin: 14px 0 0;
  color: #536176;
  font-size: .83rem;
  line-height: 1.58;
}

.bank-footer {
  margin-top: auto;
  padding-top: 18px;
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 12px;
}

.bank-count {
  color: #748094;
  font-size: .82rem;
}

.bank-action {
  color: #173f70;
  font-weight: 850;
  font-size: .9rem;
}

.bank-card.locked .bank-action {
  color: #7c6750;
}

.selected-bank-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  margin-bottom: 24px;
  padding: 14px 16px;
  border: 1px solid #d9e2ec;
  border-radius: 13px;
  background: #f7f9fc;
}

.selected-bank-bar span,
.selected-bank-bar strong {
  display: block;
}

.selected-bank-bar span {
  margin-bottom: 3px;
  color: #748094;
  font-size: .78rem;
}

.selected-bank-bar strong {
  color: #172233;
  font-size: .98rem;
}

.legal-basis-box {
  margin-top: 12px;
  padding: 12px 14px;
  border-radius: 10px;
  background: #f6f8fb;
  border: 1px solid #e0e6ed;
  color: #3f4d60;
  line-height: 1.55;
}

.legal-basis-box strong {
  color: #172233;
}

.verification-warning,
.verification-info {
  margin-top: 12px;
  padding: 11px 13px;
  border-radius: 10px;
  font-size: .9rem;
  line-height: 1.55;
}

.verification-warning {
  background: #fff5e8;
  border: 1px solid #efd2a5;
  color: #77522a;
}

.verification-info {
  background: #eef8f2;
  border: 1px solid #cfe6d7;
  color: #315f43;
}

.source-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 12px;
  margin-top: 10px;
}

.source-links a {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 7px 10px;
  border-radius: 8px;
  border: 1px solid #cbd8e8;
  background: #fff;
  color: #174f88;
  font-weight: 750;
  font-size: .84rem;
  text-decoration: none;
}

.source-links a:hover,
.source-links a:focus-visible {
  border-color: #7fa3cb;
  text-decoration: underline;
  outline: none;
}

.source-note {
  color: #66758a;
  font-size: .88rem;
  line-height: 1.55;
}

.notice + .notice {
  margin-top: 12px;
}

.notice-policy {
  border-left-color: #426f99;
  background: #f1f6fb;
  color: #36536e;
}

.notice-premium {
  border-left-color: #7b64a6;
  background: #f5f1fb;
  color: #53416f;
}

@media (max-width: 720px) {
  .bank-section {
    margin-top: 0;
    padding-top: 0;
  }

  .prep-bank-heading {
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 0;
  }

  .prep-bank-heading h2 {
    margin: 2px 0 0;
    font-size: 1.08rem;
  }

  .prep-bank-note {
    display: none;
  }

  .prep-inline-back {
    min-height: 34px;
    padding: 6px 9px;
    font-size: .75rem;
  }

  .bank-grid {
    grid-template-columns: 1fr;
    gap: 8px;
    margin: 9px 0 6px;
  }

  .prep-tool-grid {
    margin-top: 8px;
  }

  .bank-card {
    min-height: auto;
    padding: 11px 12px;
    border-radius: 12px;
  }

  .bank-card-top {
    gap: 8px;
  }

  .bank-title {
    font-size: .94rem;
    line-height: 1.25;
  }

  .bank-tier {
    padding: 3px 6px;
    font-size: .61rem;
  }

  .bank-meta {
    gap: 3px;
    margin-top: 6px;
    font-size: .73rem;
  }

  .bank-meta span:nth-child(2) {
    display: none;
  }

  .bank-explanation {
    margin: 6px 0 0;
    font-size: .74rem;
    line-height: 1.34;
    display: -webkit-box;
    -webkit-box-orient: vertical;
    -webkit-line-clamp: 2;
    overflow: hidden;
  }

  .bank-footer {
    margin-top: 8px;
    padding-top: 0;
    align-items: center;
    flex-direction: row;
  }

  .bank-count {
    font-size: .7rem;
  }

  .bank-action {
    font-size: .78rem;
    white-space: nowrap;
  }

  .selected-bank-bar {
    align-items: flex-start;
    flex-direction: column;
  }
}